Used Cars in the Philippines
How to check a second-hand car, which documents to ask for, how financing works and when a used car beats a new one.
- Guide
Car buying guide in the Philippines: new vs used, which is better?
A used car costs less to buy; a new one is cheaper to borrow for and easier to live with in the early years. How the numbers compare over five years.
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Used car inspection checklist for buyers in the Philippines
A walk-around for second-hand cars, from the OR/CR to the spare-tire well. Most bad units give themselves away if you know where to look.
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Used car papers in the Philippines: OR/CR, deed of sale, HPG clearance and LTO transfer
The car isn't legally yours until the LTO puts your name on the CR. The paperwork in order, with official fees as of November 2026.
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Second-hand car loans in the Philippines: what banks and lenders ask for
On a used car, banks lend less, for a shorter time and at higher rates. What the big lenders publish as of November 2026, and the papers they will ask for.